Grad School: Tough Decision!

Great news everyone! I'm finally ready to take the next step in my life and attend graduate school! I applied in November. I've gotten my acceptances and I've narrowed down my choices to 2 schools....

I have a tough decision to make moving forward. I've tried the good old "pros and cons" list and I still can't seem to make up my mind. I know that the final decision MUST be my own and I have to do what is best for ME, but I figure I'd let others weigh in just in case someone thinks of something I haven't yet considered.

Here are some things weighing on my mind about the decision...

Georgia State
- I love the faculty & opportunities available
- 5 year PhD program (PhD in Developmental Psychology)
- Fully paid (tuition remission plus stipend)
- Don't have to relocate

Harvard
- 1 year Masters program (Ed.M; human development & psychology emphasis)
- Not fully funded (I'd HAVE to take to loans...a large amount)
- great networking and job opportunity following
- duh, it's Harvard

Can you see my dilemma? 

So...what do you think?